Protect whatmatters most.
Platinum Life helps Arizona families and newly-licensed agents build futures rooted in protection, trust, and real relationships.
— Two Paths
Where do you fit in?
For Families & Individuals
I need protection
Life, mortgage protection, and retirement strategies built around the people you love.
Find my coverageFor Agents
I want to build a career
Join an independent brokerage with real mentorship, a real comp plan, and lead flow you earn by producing.
Explore the opportunityWhere we're licensed
States are continuously being added based on demand.
- AK
- AR
- AZ
- CA
- CO
- FL
- GA
- ID
- LA
- MI
- NC
- NM
- OH
- PA
- SC
- TX
- WA
Platinum Life is licensed in Alaska, Arkansas, Arizona, California, Colorado, Florida, Georgia, Idaho, Louisiana, Michigan, North Carolina, New Mexico, Ohio, Pennsylvania, South Carolina, Texas, Washington.
Outside these 17? Start a quote anyway and pick “My state isn't listed.” If there is enough demand in your area, your state may be added.
— What We Offer
Coverage for every chapter.
Pick the one closest to what you need and we'll start there. Every card below goes to the same short form, already set to that coverage.
Mortgage Protection
Your home is one of your most valuable assets. Mortgage protection makes sure the loan can still be paid off if you die, become disabled, or face a critical illness, so your family stays financially secure and stays in the house.
- Protects your largest investment
- Coverage tailored to your loan and your life
- Keeps your family in the home during the worst of it
Life Insurance
Life insurance should evolve with life itself. We write personalized policies that protect you and your family at every stage, from childhood through retirement, and we simplify the options so you can choose coverage that actually holds up.
- Tailored policies for children, adults, and seniors
- Term, whole, and universal life options
- Final expense coverage available
Annuities
Annuities provide a reliable income stream you cannot outlive. Whether fixed, indexed, or variable, we help you pick the option that lines up with your retirement objectives, with predictable income and protection from market swings.
- Guaranteed income for retirement security
- Fixed, indexed, variable, immediate, and deferred
- Protection from market volatility
Retirement & IUL
Preparing for retirement should be empowering, not overwhelming. We build a personalized roadmap around your goals, lifestyle, and income needs, including infinite banking, which uses whole life insurance to build cash value you can borrow against.
- Personalized retirement income strategies
- Tax-efficient planning and Social Security guidance
- Financial flexibility using whole life insurance
- Suited to entrepreneurs and legacy building
Health Insurance
Finding the right health insurance does not have to be complicated. We help individuals, families, and seniors find coverage that fits both their medical needs and their budget, with access to trusted carriers and a human who explains the differences.
- Individual and family coverage
- Designed to reduce out-of-pocket costs
- Compare plans and enroll with confidence
Medicare & Supplements
Medicare is the most confusing piece of the retirement puzzle for most people. We walk through it from the basics up, then help you choose between a Supplement and an Advantage plan based on your health needs and budget, not on what pays us more.
- Medicare Advantage and Medicare Supplement (Medigap)
- Part D prescription drug coverage
- Dental, vision, and hearing plans
Property & Casualty
Ron writes the things you actually own, not just the policies that pay out after you are gone. Auto, home, boat, RV, and the toys — reviewed together, because bundling across carriers is usually where the savings hide.
- Auto, home, boat, RV, and campers
- Reviewed as a set, not one policy at a time
- Bundled across carriers when that costs you less
We write these too
If you need it covered, ask. As an independent broker we place these through the carriers that fit, so you rarely have to go somewhere else.
- Final Expense
- Dental, Vision & Hearing
- Hospital Indemnity
- Pet Insurance
- Auto & Vehicle
- Home & Property
- Boats, RVs & Campers
- Wedding & Event
- Commercial & Business
— About Us
Why this agency exists.
Ron Spieler spent his career inside this industry and saw both sides of it: the advisors who genuinely sat down with a family and explained things, and the shops that treated people like a quota. Platinum Life LLC exists to keep the first part and leave the rest behind.
He has been licensed since 2015 and formed Platinum Life LLC in 2022.
We're an independent brokerage in Chandler, Arizona, serving families across the states we're licensed in and mentoring newly-licensed agents who want to do this work the right way. Same standard on both sides of the desk: answer the phone, explain the thing, no pressure.
— Why Platinum Life
Built on trust, not transactions.
We believe insurance is about people, not policies. Our promise is simple: honest advice, real relationships, lasting protection.
Independent
Not captive to any one carrier — your interests first.
Relationship-first
Real humans who answer the phone, not a call center.
Licensed & trusted
Properly licensed advisors across 17 states.
Locally rooted
Built in Maricopa County, serving Arizona families.
— What Clients Say
In their own words.
Ron is awesome! He asked if he could look at my policies and see if he could save me money, and sure enough he was able to save me about $100 a month (with better coverage) on my various auto, boat, and RV policies! He's always available to answer any questions I might have and will definitely steer you in the right direction.
Ron was without a doubt, the most helpful person when it came to readjusting my policies and getting exactly what I needed for what I have. He is always available in case of any questions that may arise at any time and if he doesn’t have the answer right then and there he will go get it for you and respond in a timely manner! If you are looking for someone to help you manage or find the right insurance for you Ron is definitely your guy!! He goes above and beyond to look for what’s best for you.
Ron was very patient and answered my questions. He is well informed on the information about family protection. I highly recommend his service you won't be sorry.
I have had the best experience with Ron! I never really put much thought in how my family can be affected if something was to happen to me. Ron came along and gave me so much information and truly cared. He helped me and my fiance get the coverage we need at an affordable cost. We are so grateful for Ron! You can tell he truly cares about what he does!
— How It Works
Simple, honest, human.
Book your no-cost consultation
Start with a conversation. We take the time to learn about your family, your goals, and your concerns, so we can point you toward protection that is actually relevant to you.
Explore tailored coverage options
Based on your needs and your lifestyle, we present the options that genuinely fit. As an independent brokerage we compare top-rated carriers, and every plan is explained in plain terms. No jargon, no pressure.
Review, refine, and feel confident
Together we finalize your plan. You will understand every benefit and how to use it, and we stay connected for ongoing support as life changes.
— Take the next step
Pick the path that's yours.
Protect my family
Start a quote
Tell us a little about your home and family. We compare carriers and bring you real options — no pressure.
Get my quoteBuild my career
Talk to Ron
Newly licensed or switching in? See what an independent shop with real mentorship and an earned lead program looks like.
Book a career meetingReady when you are.
No pressure, no obligation. Just a clear conversation about protecting what matters most to you.
Platinum Life is a licensed insurance agency that works with Medicare enrollee to explain Medicare Advantage, Medicare Supplement, and Prescription Drug Plan options. Plans are available to anyone who has both Medicaid from the State and Medicare. Premiums, co-pays, co-insurance, and deductible may vary based on your Medicaid eligibility category and/or the level of “Extra Help” you receive. Please contact the plan for further details. Platinum Life is a licensed and certified representative of Medicare Advantage [ HMO, HMO SNP, PPO, PPO SNP and PFFS] organizations [ and stand-alone PDP prescription drug plans] that have Medicare contract. Platinum Life and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent [0-22] organizations which offer [0-685] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We offer plans from a number of insurance companies. We do not offer every plan available in your area. Currently we represent select organizations which offer Medicare products such as Medicare Advantage, Medicare Supplement, Dental, Vision and Hearing plans. Please contact Medicare.gov or 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.